{"specialty":{"slug":"jumbo","category":"loan_program","label":"Jumbo loan","description":"A loan above the conforming loan limit for the county.","synonyms":["jumbo","jumbo loan","high balance","super conforming","luxury home","above conforming limit"],"why_hard":"Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.","questions_to_ask":["What reserves and credit score do your jumbo programs require?","Do you offer interest-only or ARM jumbo options?","Can you do a jumbo with less than 20 percent down?"],"canonical_url":"https://lendb.ai/s/jumbo","api_url":"https://lendb.ai/api/v1/specialties/jumbo"}}