{"specialty":{"slug":"manufactured","category":"property_type","label":"Manufactured home","description":"A factory-built home on a permanent foundation, financed as real property or as a chattel loan.","synonyms":["manufactured home","mobile home","modular home","double wide","single wide","chattel"],"why_hard":"Foundation certifications, land ownership and title status determine eligibility, and many lenders do not offer these loans at all.","questions_to_ask":["Do you finance manufactured homes as real property, chattel, or both?","What foundation certification and age requirements apply?","Can the land and home be financed together?"],"canonical_url":"https://lendb.ai/s/manufactured","api_url":"https://lendb.ai/api/v1/specialties/manufactured"}}