{"specialty":{"slug":"permanent-resident","category":"borrower_situation","label":"Permanent resident (green card)","description":"Lawful permanent residents (green card holders) buying or refinancing a home. They qualify for the same agency, FHA and VA-eligible programs as citizens and are not foreign nationals.","synonyms":["permanent resident","permanent residents","lawful permanent resident","green card","green cards","green card holder","green card holders","residente permanente","residentes permanentes"],"why_hard":"Some loan officers wrongly treat green card holders like foreign nationals; what matters is the residency documents, an unexpired card or a pending renewal, and US credit history.","questions_to_ask":["Do you treat permanent residents the same as citizens for conventional and FHA loans?","What do you need if my green card is expiring or the renewal is pending?","Can I qualify with a short US credit history?"],"canonical_url":"https://lendb.ai/s/permanent-resident","api_url":"https://lendb.ai/api/v1/specialties/permanent-resident"}}