{"specialty":{"slug":"reverse","category":"loan_program","label":"Reverse mortgage","description":"A loan for older homeowners, usually a HECM, that turns home equity into income without monthly payments.","synonyms":["reverse mortgage","hecm","home equity conversion","reverse","h4p","hecm for purchase"],"why_hard":"Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.","questions_to_ask":["Are you a reverse mortgage specialist, and how many have you closed?","What are the total costs, including mortgage insurance?","What happens to the home for my heirs?"],"canonical_url":"https://lendb.ai/s/reverse","api_url":"https://lendb.ai/api/v1/specialties/reverse"}}