{"specialty":{"slug":"usda","category":"loan_program","label":"USDA loan","description":"A zero down payment loan for eligible rural and suburban areas with income limits.","synonyms":["usda","usda loan","rural development","zero down rural","section 502"],"why_hard":"Property location and household income limits must both qualify, and USDA approval adds time to the closing.","questions_to_ask":["Is this address in a USDA eligible area?","Does my household income fall under the limit for this county?","How long does USDA approval take with you right now?"],"canonical_url":"https://lendb.ai/s/usda","api_url":"https://lendb.ai/api/v1/specialties/usda"}}