{"specialty":{"slug":"vacation-home","category":"property_type","label":"Vacation home","description":"A second home for personal use, sometimes rented out part of the year.","synonyms":["vacation home","second home","beach house","cabin","lake house","ski condo","short-term rental","airbnb"],"why_hard":"Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.","questions_to_ask":["Will this qualify as a second home or an investment property?","Can I rent it out part time and keep second home pricing?","How do you treat short-term rental income?"],"canonical_url":"https://lendb.ai/s/vacation-home","api_url":"https://lendb.ai/api/v1/specialties/vacation-home"}}