{
  "canonical_url": "https://lendb.ai/in/alabama/jefferson-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 16 funded USDA home loans in Jefferson County, AL in 2025, 34 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (7), Stockton Mortgage Corporation (5) and Towne Mortgage Company (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.",
  "county": {
    "fips": "01073",
    "name": "Jefferson County",
    "state": "AL"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 16,
    "lenders_10": 0,
    "loans": 34,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 30,
        "people": [
          {
            "nmls_id": 205129,
            "full_name": "Jason Lollar",
            "canonical_url": "https://lendb.ai/lo/jason-lollar-205129",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          },
          {
            "nmls_id": 279723,
            "full_name": "Royce Sharp",
            "canonical_url": "https://lendb.ai/lo/royce-sharp-279723",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          },
          {
            "nmls_id": 286276,
            "full_name": "Zelfaries Brown",
            "canonical_url": "https://lendb.ai/lo/zelfaries-brown-286276",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 174490,
      "name": "Regions Bank",
      "slug": "regions-bank-174490",
      "canonical_url": "https://lendb.ai/lender/regions-bank-174490",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 457091,
            "full_name": "KC Haririan",
            "canonical_url": "https://lendb.ai/lo/kc-haririan-457091",
            "branch_city": "Vestavia",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1956906,
            "full_name": "Amy Cline",
            "canonical_url": "https://lendb.ai/lo/amy-cline-1956906",
            "branch_city": "Vestavia",
            "branch_state": "AL"
          },
          {
            "nmls_id": 267473,
            "full_name": "Daniel DiGuglielmo",
            "canonical_url": "https://lendb.ai/lo/daniel-diguglielmo-267473",
            "branch_city": "Vestavia",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 1523646,
            "full_name": "Somer Barchini",
            "canonical_url": "https://lendb.ai/lo/somer-barchini-1523646",
            "branch_city": "Mountain Brook",
            "branch_state": "AL"
          },
          {
            "nmls_id": 2216290,
            "full_name": "Cierra Davis",
            "canonical_url": "https://lendb.ai/lo/cierra-davis-2216290",
            "branch_city": "Mountain Brook",
            "branch_state": "AL"
          },
          {
            "nmls_id": 2268294,
            "full_name": "Abby Lovett",
            "canonical_url": "https://lendb.ai/lo/abby-lovett-2268294",
            "branch_city": "Mountain Brook",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}