{
  "canonical_url": "https://lendb.ai/in/alabama/mobile-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 104 funded FHA home loans in Mobile County, AL in 2025, 1,547 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (164), Embrace Home Loans (155) and Rocket Mortgage (153). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Mobile County are linked below.",
  "county": {
    "fips": "01097",
    "name": "Mobile County",
    "state": "AL"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 104,
    "lenders_10": 33,
    "loans": 1547,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 164,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 155,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 197798,
            "full_name": "Joey Reid",
            "canonical_url": "https://lendb.ai/lo/joey-reid-197798",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 253092,
            "full_name": "Amber Sims",
            "canonical_url": "https://lendb.ai/lo/amber-sims-253092",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 361561,
            "full_name": "Maggie Lamorell",
            "canonical_url": "https://lendb.ai/lo/america-lamorell-361561",
            "branch_city": "Mobile",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 153,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 88,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 64997,
      "name": "GMFS Mortgage",
      "slug": "gmfs-mortgage-64997",
      "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997",
      "loans": 69,
      "includes_brokered": true,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 1633751,
            "full_name": "Will Goodwin",
            "canonical_url": "https://lendb.ai/lo/william-goodwin-1633751",
            "branch_city": "Fairhope",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1509727,
            "full_name": "Neil Woodbury",
            "canonical_url": "https://lendb.ai/lo/neilson-woodbury-1509727",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1985168,
            "full_name": "Morgan Shumate",
            "canonical_url": "https://lendb.ai/lo/morgan-prowell-1985168",
            "branch_city": "Mobile",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 61,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 491828,
            "full_name": "Tammy Watley",
            "canonical_url": "https://lendb.ai/lo/tammy-watley-491828",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1668981,
            "full_name": "Haley Barnes",
            "canonical_url": "https://lendb.ai/lo/haley-barnes-1668981",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 120472,
            "full_name": "Brandi Broussard",
            "canonical_url": "https://lendb.ai/lo/brandi-broussard-120472",
            "branch_city": "Mobile",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 454781,
      "name": "Hancock Whitney",
      "slug": "hancock-whitney-454781",
      "canonical_url": "https://lendb.ai/lender/hancock-whitney-454781",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 51,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 41,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 39,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}