{
  "canonical_url": "https://lendb.ai/in/alabama/mobile-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 26 funded USDA home loans in Mobile County, AL in 2025, 86 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (12), Towne Mortgage Company (9) and GMFS Mortgage (8). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Mobile County are linked below.",
  "county": {
    "fips": "01097",
    "name": "Mobile County",
    "state": "AL"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 26,
    "lenders_10": 1,
    "loans": 86,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 64997,
      "name": "GMFS Mortgage",
      "slug": "gmfs-mortgage-64997",
      "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 1633751,
            "full_name": "Will Goodwin",
            "canonical_url": "https://lendb.ai/lo/william-goodwin-1633751",
            "branch_city": "Fairhope",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1509727,
            "full_name": "Neil Woodbury",
            "canonical_url": "https://lendb.ai/lo/neilson-woodbury-1509727",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1985168,
            "full_name": "Morgan Shumate",
            "canonical_url": "https://lendb.ai/lo/morgan-prowell-1985168",
            "branch_city": "Mobile",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 491828,
            "full_name": "Tammy Watley",
            "canonical_url": "https://lendb.ai/lo/tammy-watley-491828",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1668981,
            "full_name": "Haley Barnes",
            "canonical_url": "https://lendb.ai/lo/haley-barnes-1668981",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 120472,
            "full_name": "Brandi Broussard",
            "canonical_url": "https://lendb.ai/lo/brandi-broussard-120472",
            "branch_city": "Mobile",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1025894,
      "name": "Mutual of Omaha Mortgage",
      "slug": "mutual-of-omaha-mortgage-1025894",
      "canonical_url": "https://lendb.ai/lender/mutual-of-omaha-mortgage-1025894",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 197798,
            "full_name": "Joey Reid",
            "canonical_url": "https://lendb.ai/lo/joey-reid-197798",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 253092,
            "full_name": "Amber Sims",
            "canonical_url": "https://lendb.ai/lo/amber-sims-253092",
            "branch_city": "Mobile",
            "branch_state": "AL"
          },
          {
            "nmls_id": 361561,
            "full_name": "Maggie Lamorell",
            "canonical_url": "https://lendb.ai/lo/america-lamorell-361561",
            "branch_city": "Mobile",
            "branch_state": "AL"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}