{
  "canonical_url": "https://lendb.ai/in/alabama/shelby-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 92 funded FHA home loans in Shelby County, AL in 2025, 950 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (132), United Wholesale Mortgage (109) and Freedom Mortgage (52). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Shelby County are linked below.",
  "county": {
    "fips": "01117",
    "name": "Shelby County",
    "state": "AL"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 92,
    "lenders_10": 23,
    "loans": 950,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 132,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 109,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 52,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 152859,
      "name": "Acrisure Mortgage (formerly FBC Mortgage)",
      "slug": "acrisure-mortgage-152859",
      "canonical_url": "https://lendb.ai/lender/acrisure-mortgage-152859",
      "loans": 40,
      "includes_brokered": true,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 196476,
            "full_name": "Keith Bice",
            "canonical_url": "https://lendb.ai/lo/keith-bice-196476",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          },
          {
            "nmls_id": 196489,
            "full_name": "Samuel Davis",
            "canonical_url": "https://lendb.ai/lo/samuel-davis-196489",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1338199,
            "full_name": "Machelle Tyler",
            "canonical_url": "https://lendb.ai/lo/machelle-tyler-1338199",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 1523646,
            "full_name": "Somer Barchini",
            "canonical_url": "https://lendb.ai/lo/somer-barchini-1523646",
            "branch_city": "Mountain Brook",
            "branch_state": "AL"
          },
          {
            "nmls_id": 2216290,
            "full_name": "Cierra Davis",
            "canonical_url": "https://lendb.ai/lo/cierra-davis-2216290",
            "branch_city": "Mountain Brook",
            "branch_state": "AL"
          },
          {
            "nmls_id": 2268294,
            "full_name": "Abby Lovett",
            "canonical_url": "https://lendb.ai/lo/abby-lovett-2268294",
            "branch_city": "Mountain Brook",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 30,
        "people": [
          {
            "nmls_id": 130305,
            "full_name": "Ben Chenault Jr",
            "canonical_url": "https://lendb.ai/lo/benford-chenault-130305",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          },
          {
            "nmls_id": 130306,
            "full_name": "Scott McFadden",
            "canonical_url": "https://lendb.ai/lo/scott-mcfadden-130306",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          },
          {
            "nmls_id": 147545,
            "full_name": "Trey Fava",
            "canonical_url": "https://lendb.ai/lo/victor-fava-147545",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 459692,
            "full_name": "Jeremy Brittain",
            "canonical_url": "https://lendb.ai/lo/jeremy-brittain-459692",
            "branch_city": "Hoover",
            "branch_state": "AL"
          },
          {
            "nmls_id": 459933,
            "full_name": "Amber Brittain",
            "canonical_url": "https://lendb.ai/lo/amber-brittain-459933",
            "branch_city": "Hoover",
            "branch_state": "AL"
          },
          {
            "nmls_id": 759182,
            "full_name": "Josh Cornutt",
            "canonical_url": "https://lendb.ai/lo/josh-cornutt-759182",
            "branch_city": "Hoover",
            "branch_state": "AL"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}