{
  "canonical_url": "https://lendb.ai/in/alabama/talladega-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 22 funded USDA home loans in Talladega County, AL in 2025, 69 loans in all, per HMDA, FFIEC/CFPB data. The most active were Moria Development, Inc. (24), Lennar Mortgage (5) and Newrez (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Talladega County are linked below.",
  "county": {
    "fips": "01121",
    "name": "Talladega County",
    "state": "AL"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 22,
    "lenders_10": 1,
    "loans": 69,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 6274,
      "name": "Moria Development, Inc.",
      "slug": "moria-development-inc-6274",
      "canonical_url": "https://lendb.ai/lender/moria-development-inc-6274",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 2540076,
            "full_name": "Christy Lynne",
            "canonical_url": "https://lendb.ai/lo/christy-lynne-2540076",
            "branch_city": "Sylacauga",
            "branch_state": "AL"
          },
          {
            "nmls_id": 655491,
            "full_name": "Shonnie McNeill",
            "canonical_url": "https://lendb.ai/lo/shonnie-mcneill-655491",
            "branch_city": "Sylacauga",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1086282,
            "full_name": "Tanya Barrett",
            "canonical_url": "https://lendb.ai/lo/tanya-barrett-1086282",
            "branch_city": "Sylacauga",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 26,
        "people": [
          {
            "nmls_id": 130305,
            "full_name": "Ben Chenault Jr",
            "canonical_url": "https://lendb.ai/lo/benford-chenault-130305",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          },
          {
            "nmls_id": 130306,
            "full_name": "Scott McFadden",
            "canonical_url": "https://lendb.ai/lo/scott-mcfadden-130306",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          },
          {
            "nmls_id": 147545,
            "full_name": "Trey Fava",
            "canonical_url": "https://lendb.ai/lo/victor-fava-147545",
            "branch_city": "Birmingham",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}