{
  "canonical_url": "https://lendb.ai/in/alabama/tallapoosa-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 6 funded USDA home loans in Tallapoosa County, AL in 2025, 19 loans in all, per HMDA, FFIEC/CFPB data. The most active were First Community Mortgage (6), Newrez (4) and United Wholesale Mortgage (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Tallapoosa County are linked below.",
  "county": {
    "fips": "01123",
    "name": "Tallapoosa County",
    "state": "AL"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 6,
    "lenders_10": 0,
    "loans": 19,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6274,
      "name": "Moria Development, Inc.",
      "slug": "moria-development-inc-6274",
      "canonical_url": "https://lendb.ai/lender/moria-development-inc-6274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 419398,
            "full_name": "Melanie Foshee",
            "canonical_url": "https://lendb.ai/lo/melanie-foshee-419398",
            "branch_city": "Alexander City",
            "branch_state": "AL"
          },
          {
            "nmls_id": 2818051,
            "full_name": "Chelsey Swanger",
            "canonical_url": "https://lendb.ai/lo/chelsey-swanger-2818051",
            "branch_city": "Alexander City",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 1443586,
            "full_name": "Will Herring",
            "canonical_url": "https://lendb.ai/lo/william-herring-1443586",
            "branch_city": "Auburn",
            "branch_state": "AL"
          },
          {
            "nmls_id": 321391,
            "full_name": "Tonya Spann",
            "canonical_url": "https://lendb.ai/lo/tonya-spann-321391",
            "branch_city": "Auburn",
            "branch_state": "AL"
          },
          {
            "nmls_id": 396013,
            "full_name": "Barry Kirkland",
            "canonical_url": "https://lendb.ai/lo/barry-kirkland-396013",
            "branch_city": "Auburn",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}