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canonical_url: https://lendb.ai/in/arizona/santa-cruz-county/conventional-loans
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# Top lenders for conventional loans in Santa Cruz County, AZ

These are lenders, not loan officers. Of the lenders LenDb lists, 65 funded conventional home loans in Santa Cruz County, AZ in 2025, 362 loans in all, per HMDA, FFIEC/CFPB data. The most active were American Pacific Mortgage (54), Rocket Mortgage (45) and United Wholesale Mortgage (25). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Cruz County are linked below.

## Most conventional loans funded, 2025

1. **[American Pacific Mortgage](https://lendb.ai/lender/american-pacific-mortgage-1850)**: 54 conventional loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 45 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
3. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 25 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
4. **[The Loan Store, Inc.](https://lendb.ai/lender/the-loan-store-inc-1121650)**: 24 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
5. **[JPMorgan Chase Bank (Chase Home Lending)](https://lendb.ai/lender/chase-399798)**: 20 conventional loans
   - Loan officers LenDb lists at this lender near Santa Cruz County: 1 ([Lunna Velasco](https://lendb.ai/lo/lunna-velasco-1021273))
6. **[Moria Development, Inc.](https://lendb.ai/lender/moria-development-inc-6274)**: 17 conventional loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
7. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 14 conventional loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
8. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 14 conventional loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
9. **[Wells Fargo Home Mortgage](https://lendb.ai/lender/wells-fargo-399801)**: 13 conventional loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
10. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 9 conventional loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/arizona/santa-cruz-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
