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canonical_url: https://lendb.ai/in/arizona/santa-cruz-county/va-loans
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# Top lenders for VA loans in Santa Cruz County, AZ

These are lenders, not loan officers. Of the lenders LenDb lists, 33 funded VA home loans in Santa Cruz County, AZ in 2025, 102 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (19), Freedom Mortgage (14) and American Pacific Mortgage (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Cruz County are linked below.

## Most VA loans funded, 2025

1. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 19 VA loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
2. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 14 VA loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
3. **[American Pacific Mortgage](https://lendb.ai/lender/american-pacific-mortgage-1850)**: 5 VA loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
4. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 5 VA loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
5. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 5 VA loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
6. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 5 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
7. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 4 VA loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
8. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 4 VA loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
9. **[The Loan Store, Inc.](https://lendb.ai/lender/the-loan-store-inc-1121650)**: 4 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
10. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 3 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/arizona/santa-cruz-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._