{
  "canonical_url": "https://lendb.ai/in/arizona/yavapai-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Yavapai County, AZ in 2025, 10 loans in all, per HMDA, FFIEC/CFPB data. The most active were Geneva Financial (2), CMG Home Loans (1) and Golden Empire Mortgage, Inc. (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Yavapai County are linked below.",
  "county": {
    "fips": "04025",
    "name": "Yavapai County",
    "state": "AZ"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 10,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 42056,
      "name": "Geneva Financial",
      "slug": "geneva-financial-42056",
      "canonical_url": "https://lendb.ai/lender/geneva-financial-42056",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2427,
      "name": "Golden Empire Mortgage, Inc.",
      "slug": "golden-empire-mortgage-inc-2427",
      "canonical_url": "https://lendb.ai/lender/golden-empire-mortgage-inc-2427",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 269506,
            "full_name": "Sandra Collette",
            "canonical_url": "https://lendb.ai/lo/sandra-jo-collette-269506",
            "branch_city": "Prescott",
            "branch_state": "AZ"
          },
          {
            "nmls_id": 1471121,
            "full_name": "Travis Smart",
            "canonical_url": "https://lendb.ai/lo/travis-ethan-smart-1471121",
            "branch_city": "Prescott",
            "branch_state": "AZ"
          }
        ]
      }
    },
    {
      "nmls_id": 6274,
      "name": "Moria Development, Inc.",
      "slug": "moria-development-inc-6274",
      "canonical_url": "https://lendb.ai/lender/moria-development-inc-6274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 915113,
            "full_name": "Katie Kinon",
            "canonical_url": "https://lendb.ai/lo/katie-kinon-915113",
            "branch_city": "Prescott",
            "branch_state": "AZ"
          },
          {
            "nmls_id": 1786049,
            "full_name": "Kathleen Boggs",
            "canonical_url": "https://lendb.ai/lo/kathleen-boggs-1786049",
            "branch_city": "Prescott",
            "branch_state": "AZ"
          }
        ]
      }
    },
    {
      "nmls_id": 156931,
      "name": "Starboard Financial Management, LLC",
      "slug": "starboard-financial-management-llc-156931",
      "canonical_url": "https://lendb.ai/lender/starboard-financial-management-llc-156931",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907235,
      "name": "Synergy One Lending",
      "slug": "synergy-one-lending-1907235",
      "canonical_url": "https://lendb.ai/lender/synergy-one-lending-1907235",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}