{
  "canonical_url": "https://lendb.ai/in/arkansas/benton-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 18 funded USDA home loans in Benton County, AR in 2025, 42 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (6), Lennar Mortgage (5) and Guild Mortgage (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Benton County are linked below.",
  "county": {
    "fips": "05007",
    "name": "Benton County",
    "state": "AR"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 18,
    "lenders_10": 0,
    "loans": 42,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 404245,
            "full_name": "Charity Cummings",
            "canonical_url": "https://lendb.ai/lo/charity-cummings-404245",
            "branch_city": "Bentonville",
            "branch_state": "AR"
          },
          {
            "nmls_id": 429782,
            "full_name": "Chris Cummings",
            "canonical_url": "https://lendb.ai/lo/chris-cummings-429782",
            "branch_city": "Bentonville",
            "branch_state": "AR"
          },
          {
            "nmls_id": 1932716,
            "full_name": "Yesenia Sanabria",
            "canonical_url": "https://lendb.ai/lo/yesenia-sanabria-1932716",
            "branch_city": "Bentonville",
            "branch_state": "AR"
          }
        ]
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 143768,
            "full_name": "David Krause",
            "canonical_url": "https://lendb.ai/lo/david-krause-143768",
            "branch_city": "Rogers",
            "branch_state": "AR"
          }
        ]
      }
    },
    {
      "nmls_id": 182383,
      "name": "Associated Mortgage Corporation",
      "slug": "associated-mortgage-corporation-182383",
      "canonical_url": "https://lendb.ai/lender/associated-mortgage-corporation-182383",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1606597,
      "name": "My Move Mortgage, LLC",
      "slug": "my-move-mortgage-llc-1606597",
      "canonical_url": "https://lendb.ai/lender/my-move-mortgage-llc-1606597",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 12007,
      "name": "LeaderOne Financial",
      "slug": "leaderone-financial-12007",
      "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 1482914,
            "full_name": "Eric Ledbetter",
            "canonical_url": "https://lendb.ai/lo/eric-ledbetter-1482914",
            "branch_city": "Bentonville",
            "branch_state": "AR"
          },
          {
            "nmls_id": 144979,
            "full_name": "Lance Hauth",
            "canonical_url": "https://lendb.ai/lo/lance-hauth-144979",
            "branch_city": "Bentonville",
            "branch_state": "AR"
          },
          {
            "nmls_id": 1886513,
            "full_name": "Eric Garcia",
            "canonical_url": "https://lendb.ai/lo/eric-garcia-1886513",
            "branch_city": "Bentonville",
            "branch_state": "AR"
          }
        ]
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}