{
  "canonical_url": "https://lendb.ai/in/arkansas/white-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 45 funded FHA home loans in White County, AR in 2025, 185 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (30), Flat Branch Mortgage, Inc. (28) and FirstTrust Home Loans, Inc. (17). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near White County are linked below.",
  "county": {
    "fips": "05145",
    "name": "White County",
    "state": "AR"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 45,
    "lenders_10": 5,
    "loans": 185,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75271,
      "name": "FirstTrust Home Loans, Inc.",
      "slug": "firsttrust-home-loans-inc-75271",
      "canonical_url": "https://lendb.ai/lender/firsttrust-home-loans-inc-75271",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 2422548,
            "full_name": "William Hancock",
            "canonical_url": "https://lendb.ai/lo/william-hancock-2422548",
            "branch_city": "Cabot",
            "branch_state": "AR"
          },
          {
            "nmls_id": 142345,
            "full_name": "Payton White",
            "canonical_url": "https://lendb.ai/lo/ronald-white-142345",
            "branch_city": "Cabot",
            "branch_state": "AR"
          },
          {
            "nmls_id": 424305,
            "full_name": "Gerri Whiting",
            "canonical_url": "https://lendb.ai/lo/gerri-whiting-424305",
            "branch_city": "Cabot",
            "branch_state": "AR"
          }
        ]
      }
    },
    {
      "nmls_id": 132111,
      "name": "Sente Mortgage, Inc.",
      "slug": "sente-mortgage-inc-132111",
      "canonical_url": "https://lendb.ai/lender/sente-mortgage-inc-132111",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 299154,
            "full_name": "Shelly Powell",
            "canonical_url": "https://lendb.ai/lo/shelly-powell-299154",
            "branch_city": "Cabot",
            "branch_state": "AR"
          },
          {
            "nmls_id": 700033,
            "full_name": "Stefanie Lyles",
            "canonical_url": "https://lendb.ai/lo/stefanie-lyles-700033",
            "branch_city": "Cabot",
            "branch_state": "AR"
          },
          {
            "nmls_id": 1244083,
            "full_name": "Samantha Brown",
            "canonical_url": "https://lendb.ai/lo/samantha-brown-1244083",
            "branch_city": "Cabot",
            "branch_state": "AR"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 484633,
      "name": "Simmons Bank",
      "slug": "simmons-bank-484633",
      "canonical_url": "https://lendb.ai/lender/simmons-bank-484633",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}