{
  "canonical_url": "https://lendb.ai/in/arkansas/white-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 38 funded VA home loans in White County, AR in 2025, 193 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (38), United Wholesale Mortgage (27) and Freedom Mortgage (15). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near White County are linked below.",
  "county": {
    "fips": "05145",
    "name": "White County",
    "state": "AR"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 38,
    "lenders_10": 5,
    "loans": 193,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 27,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75271,
      "name": "FirstTrust Home Loans, Inc.",
      "slug": "firsttrust-home-loans-inc-75271",
      "canonical_url": "https://lendb.ai/lender/firsttrust-home-loans-inc-75271",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 2422548,
            "full_name": "William Hancock",
            "canonical_url": "https://lendb.ai/lo/william-hancock-2422548",
            "branch_city": "Cabot",
            "branch_state": "AR"
          },
          {
            "nmls_id": 142345,
            "full_name": "Payton White",
            "canonical_url": "https://lendb.ai/lo/ronald-white-142345",
            "branch_city": "Cabot",
            "branch_state": "AR"
          },
          {
            "nmls_id": 424305,
            "full_name": "Gerri Whiting",
            "canonical_url": "https://lendb.ai/lo/gerri-whiting-424305",
            "branch_city": "Cabot",
            "branch_state": "AR"
          }
        ]
      }
    },
    {
      "nmls_id": 132111,
      "name": "Sente Mortgage, Inc.",
      "slug": "sente-mortgage-inc-132111",
      "canonical_url": "https://lendb.ai/lender/sente-mortgage-inc-132111",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 299154,
            "full_name": "Shelly Powell",
            "canonical_url": "https://lendb.ai/lo/shelly-powell-299154",
            "branch_city": "Cabot",
            "branch_state": "AR"
          },
          {
            "nmls_id": 700033,
            "full_name": "Stefanie Lyles",
            "canonical_url": "https://lendb.ai/lo/stefanie-lyles-700033",
            "branch_city": "Cabot",
            "branch_state": "AR"
          },
          {
            "nmls_id": 1244083,
            "full_name": "Samantha Brown",
            "canonical_url": "https://lendb.ai/lo/samantha-brown-1244083",
            "branch_city": "Cabot",
            "branch_state": "AR"
          }
        ]
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3317,
      "name": "Village Capital & Investment LLC",
      "slug": "village-capital-investment-llc-3317",
      "canonical_url": "https://lendb.ai/lender/village-capital-investment-llc-3317",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}