{
  "canonical_url": "https://lendb.ai/in/california/alameda-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 46 funded VA home loans in Alameda County, CA in 2025, 235 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (60), Veterans United Home Loans (37) and Rocket Mortgage (27). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Alameda County are linked below.",
  "county": {
    "fips": "06001",
    "name": "Alameda County",
    "state": "CA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 46,
    "lenders_10": 6,
    "loans": 235,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 60,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 27,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 70,
        "people": [
          {
            "nmls_id": 287399,
            "full_name": "Denise Colvin",
            "canonical_url": "https://lendb.ai/lo/denise-colvin-287399",
            "branch_city": "Pleasanton",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1447150,
            "full_name": "Bon Sun",
            "canonical_url": "https://lendb.ai/lo/bon-sun-1447150",
            "branch_city": "Pleasanton",
            "branch_state": "CA"
          },
          {
            "nmls_id": 2091727,
            "full_name": "Miroslava Ramirez",
            "canonical_url": "https://lendb.ai/lo/miroslava-ramirez-2091727",
            "branch_city": "Pleasanton",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 46,
        "people": [
          {
            "nmls_id": 242829,
            "full_name": "Susie Wingate, CMC",
            "canonical_url": "https://lendb.ai/lo/susie-wingate-cmc-242829",
            "branch_city": "San Ramon",
            "branch_state": "CA"
          },
          {
            "nmls_id": 246037,
            "full_name": "Ryan Holford",
            "canonical_url": "https://lendb.ai/lo/ryan-holford-246037",
            "branch_city": "San Ramon",
            "branch_state": "CA"
          },
          {
            "nmls_id": 248847,
            "full_name": "Katherine Osborn",
            "canonical_url": "https://lendb.ai/lo/katherine-osborn-248847",
            "branch_city": "San Ramon",
            "branch_state": "CA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}