{
  "canonical_url": "https://lendb.ai/in/california/butte-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 129 funded conventional home loans in Butte County, CA in 2025, 1,685 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (248), Rocket Mortgage (182) and Newrez (136). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Butte County are linked below.",
  "county": {
    "fips": "06007",
    "name": "Butte County",
    "state": "CA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 129,
    "lenders_10": 29,
    "loans": 1685,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 248,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 182,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 136,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 87,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 208371,
            "full_name": "Chris Kobz",
            "canonical_url": "https://lendb.ai/lo/chris-kobz-208371",
            "branch_city": "Chico",
            "branch_state": "CA"
          },
          {
            "nmls_id": 219579,
            "full_name": "Justin Bowman",
            "canonical_url": "https://lendb.ai/lo/justin-bowman-219579",
            "branch_city": "Chico",
            "branch_state": "CA"
          },
          {
            "nmls_id": 227646,
            "full_name": "Becke Reid",
            "canonical_url": "https://lendb.ai/lo/becke-reid-227646",
            "branch_city": "Chico",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 1141,
      "name": "Mason McDuffie Mortgage Corporation",
      "slug": "mason-mcduffie-mortgage-corporation-1141",
      "canonical_url": "https://lendb.ai/lender/mason-mcduffie-mortgage-corporation-1141",
      "loans": 85,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 63,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1839,
      "name": "Change Lending, LLC",
      "slug": "change-lending-1839",
      "canonical_url": "https://lendb.ai/lender/change-lending-1839",
      "loans": 62,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1121650,
      "name": "The Loan Store, Inc.",
      "slug": "the-loan-store-inc-1121650",
      "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650",
      "loans": 60,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 57,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 971542,
            "full_name": "Tim Kemper",
            "canonical_url": "https://lendb.ai/lo/tim-kemper-971542",
            "branch_city": "Chico",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1418967,
            "full_name": "Kenneth Jeffrey Foster",
            "canonical_url": "https://lendb.ai/lo/ken-foster-1418967",
            "branch_city": "Chico",
            "branch_state": "CA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}