{
  "canonical_url": "https://lendb.ai/in/california/contra-costa-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 218 funded conventional home loans in Contra Costa County, CA in 2025, 11,232 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (1,429), United Wholesale Mortgage (1,263) and CrossCountry Mortgage (638). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Contra Costa County are linked below.",
  "county": {
    "fips": "06013",
    "name": "Contra Costa County",
    "state": "CA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 218,
    "lenders_10": 106,
    "loans": 11232,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 1429,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1263,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 638,
      "includes_brokered": false,
      "loan_officers": {
        "total": 79,
        "people": [
          {
            "nmls_id": 237837,
            "full_name": "Casey Sullivan",
            "canonical_url": "https://lendb.ai/lo/casey-sullivan-237837",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          },
          {
            "nmls_id": 293974,
            "full_name": "Arlo Zoerner",
            "canonical_url": "https://lendb.ai/lo/arlo-zoerner-293974",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          },
          {
            "nmls_id": 301240,
            "full_name": "Angela Renghini",
            "canonical_url": "https://lendb.ai/lo/angela-renghini-301240",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 516,
      "includes_brokered": false,
      "loan_officers": {
        "total": 34,
        "people": [
          {
            "nmls_id": 417783,
            "full_name": "Leslie Harvey",
            "canonical_url": "https://lendb.ai/lo/leslie-harvey-417783",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          },
          {
            "nmls_id": 455126,
            "full_name": "Shannon McClelland",
            "canonical_url": "https://lendb.ai/lo/shannon-mcclelland-455126",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          },
          {
            "nmls_id": 455192,
            "full_name": "Jim Gallup",
            "canonical_url": "https://lendb.ai/lo/james-gallup-455192",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 473,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 448452,
            "full_name": "Kelly S Franco",
            "canonical_url": "https://lendb.ai/lo/kelly-s-franco-448452",
            "branch_city": "Concord",
            "branch_state": "CA"
          },
          {
            "nmls_id": 450641,
            "full_name": "Jugeta Awasty",
            "canonical_url": "https://lendb.ai/lo/jugeta-awasty-450641",
            "branch_city": "Concord",
            "branch_state": "CA"
          },
          {
            "nmls_id": 849134,
            "full_name": "Stephanie Heaton",
            "canonical_url": "https://lendb.ai/lo/stephanie-heaton-849134",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 410,
      "includes_brokered": false,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 448319,
            "full_name": "Fazal Wafadar",
            "canonical_url": "https://lendb.ai/lo/fazal-wafadar-448319",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          },
          {
            "nmls_id": 448037,
            "full_name": "Damian Pasternak",
            "canonical_url": "https://lendb.ai/lo/damian-pasternak-448037",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          },
          {
            "nmls_id": 502341,
            "full_name": "Veronica Hernandez",
            "canonical_url": "https://lendb.ai/lo/veronica-hernandez-502341",
            "branch_city": "Walnut Creek",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 404,
      "includes_brokered": false,
      "loan_officers": {
        "total": 39,
        "people": [
          {
            "nmls_id": 482416,
            "full_name": "Mitaben Patel",
            "canonical_url": "https://lendb.ai/lo/mitaben-patel-482416",
            "branch_city": "Pleasanton",
            "branch_state": "CA"
          },
          {
            "nmls_id": 746901,
            "full_name": "Nica Forcadela",
            "canonical_url": "https://lendb.ai/lo/nica-forcadela-746901",
            "branch_city": "Vallejo",
            "branch_state": "CA"
          },
          {
            "nmls_id": 238629,
            "full_name": "Mickey Cogliandro",
            "canonical_url": "https://lendb.ai/lo/mickey-cogliandro-238629",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 319,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 312,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 294,
      "includes_brokered": false,
      "loan_officers": {
        "total": 50,
        "people": [
          {
            "nmls_id": 251085,
            "full_name": "Brian Reeg",
            "canonical_url": "https://lendb.ai/lo/brian-reeg-251085",
            "branch_city": "Concord",
            "branch_state": "CA"
          },
          {
            "nmls_id": 633521,
            "full_name": "Stephen Seidler",
            "canonical_url": "https://lendb.ai/lo/stephen-seidler-633521",
            "branch_city": "Concord",
            "branch_state": "CA"
          },
          {
            "nmls_id": 242829,
            "full_name": "Susie Wingate, CMC",
            "canonical_url": "https://lendb.ai/lo/susie-wingate-cmc-242829",
            "branch_city": "San Ramon",
            "branch_state": "CA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}