{
  "canonical_url": "https://lendb.ai/in/california/el-dorado-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 6 funded USDA home loans in El Dorado County, CA in 2025, 7 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (2), Sierra Pacific Mortgage Company Inc (1) and CMG Home Loans (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near El Dorado County are linked below.",
  "county": {
    "fips": "06017",
    "name": "El Dorado County",
    "state": "CA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 6,
    "lenders_10": 0,
    "loans": 7,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1966178,
            "full_name": "Tara Offenbacher",
            "canonical_url": "https://lendb.ai/lo/tara-offenbacher-1966178",
            "branch_city": "South Lake Tahoe",
            "branch_state": "CA"
          },
          {
            "nmls_id": 282258,
            "full_name": "Jennifer Zweck",
            "canonical_url": "https://lendb.ai/lo/jennifer-zweck-282258",
            "branch_city": "Shingle Springs",
            "branch_state": "CA"
          },
          {
            "nmls_id": 247787,
            "full_name": "Ron Shaw",
            "canonical_url": "https://lendb.ai/lo/ron-shaw-247787",
            "branch_city": "South Lake Tahoe",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 278308,
            "full_name": "Melissa Carson",
            "canonical_url": "https://lendb.ai/lo/melissa-carson-278308",
            "branch_city": "El Dorado Hills",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2091912,
      "name": "STG MORTGAGE INC",
      "slug": "stg-mortgage-inc-2091912",
      "canonical_url": "https://lendb.ai/lender/stg-mortgage-inc-2091912",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}