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canonical_url: https://lendb.ai/in/california/kern-county/conventional-loans
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# Top lenders for conventional loans in Kern County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 202 funded conventional home loans in Kern County, CA in 2025, 6,513 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (847), United Wholesale Mortgage (801) and Moria Development, Inc. (272). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kern County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 847 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 801 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.
3. **[Moria Development, Inc.](https://lendb.ai/lender/moria-development-inc-6274)**: 272 conventional loans
   - Loan officers LenDb lists at this lender near Kern County: 23 ([John Stewart](https://lendb.ai/lo/john-stewart-200923), [Kevin Gonsalves](https://lendb.ai/lo/kevin-gonsalves-248756), [Sandy Hanson](https://lendb.ai/lo/sandy-hanson-252334), more on the lender page)
4. **[Golden Empire Mortgage, Inc.](https://lendb.ai/lender/golden-empire-mortgage-inc-2427)**: 249 conventional loans
   - Loan officers LenDb lists at this lender near Kern County: 25 ([Jeff Potts](https://lendb.ai/lo/jeff-potts-226378), [Arturo Esparza](https://lendb.ai/lo/arturo-esparza-237013), [Kraig Gradowitz](https://lendb.ai/lo/kraig-gradowitz-241981), more on the lender page)
5. **[Kind Lending, LLC](https://lendb.ai/lender/kind-lending-3925)**: 214 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.
6. **[OCMBC, INC.](https://lendb.ai/lender/ocmbc-inc-2125)**: 210 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.
7. **[Lennar Mortgage](https://lendb.ai/lender/lennar-mortgage-1058)**: 198 conventional loans
   - LenDb does not list loan officers at this lender near Kern County yet.
8. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 165 conventional loans
   - LenDb does not list loan officers at this lender near Kern County yet.
9. **[Dignified Home Loans, LLC](https://lendb.ai/lender/dignified-home-loans-llc-309234)**: 158 conventional loans
   - LenDb does not list loan officers at this lender near Kern County yet.
10. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 132 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/california/kern-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._