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canonical_url: https://lendb.ai/in/california/kern-county/fha-loans
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# Top lenders for FHA loans in Kern County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 138 funded FHA home loans in Kern County, CA in 2025, 3,664 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (664), Rocket Mortgage (241) and Kind Lending, LLC (223). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kern County are linked below.

## Most FHA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 664 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 241 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.
3. **[Kind Lending, LLC](https://lendb.ai/lender/kind-lending-3925)**: 223 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.
4. **[Lennar Mortgage](https://lendb.ai/lender/lennar-mortgage-1058)**: 196 FHA loans
   - LenDb does not list loan officers at this lender near Kern County yet.
5. **[Golden Empire Mortgage, Inc.](https://lendb.ai/lender/golden-empire-mortgage-inc-2427)**: 194 FHA loans
   - Loan officers LenDb lists at this lender near Kern County: 25 ([Jeff Potts](https://lendb.ai/lo/jeff-potts-226378), [Arturo Esparza](https://lendb.ai/lo/arturo-esparza-237013), [Kraig Gradowitz](https://lendb.ai/lo/kraig-gradowitz-241981), more on the lender page)
6. **[DHI Mortgage](https://lendb.ai/lender/dhi-mortgage-14622)**: 180 FHA loans
   - LenDb does not list loan officers at this lender near Kern County yet.
7. **[Moria Development, Inc.](https://lendb.ai/lender/moria-development-inc-6274)**: 165 FHA loans
   - Loan officers LenDb lists at this lender near Kern County: 23 ([John Stewart](https://lendb.ai/lo/john-stewart-200923), [Kevin Gonsalves](https://lendb.ai/lo/kevin-gonsalves-248756), [Sandy Hanson](https://lendb.ai/lo/sandy-hanson-252334), more on the lender page)
8. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 128 FHA loans
   - LenDb does not list loan officers at this lender near Kern County yet.
9. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 109 FHA loans
   - LenDb does not list loan officers at this lender near Kern County yet.
10. **[FlexPoint, Inc.](https://lendb.ai/lender/flexpoint-inc-243082)**: 106 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Kern County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/california/kern-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._