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canonical_url: https://lendb.ai/in/california/merced-county/fha-loans
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# Top lenders for FHA loans in Merced County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 92 funded FHA home loans in Merced County, CA in 2025, 903 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (188), LeaderOne Financial (84) and DHI Mortgage (81). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Merced County are linked below.

## Most FHA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 188 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Merced County yet.
2. **[LeaderOne Financial](https://lendb.ai/lender/leaderone-financial-12007)**: 84 FHA loans
   - Loan officers LenDb lists at this lender near Merced County: 9 ([Joe Stefani](https://lendb.ai/lo/joe-stefani-243316), [AJ Vasquez](https://lendb.ai/lo/aj-vasquez-1654160), [Mitchell Miller](https://lendb.ai/lo/mitchell-miller-1952991), more on the lender page)
3. **[DHI Mortgage](https://lendb.ai/lender/dhi-mortgage-14622)**: 81 FHA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
4. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 51 FHA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
5. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 49 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Merced County yet.
6. **[Kind Lending, LLC](https://lendb.ai/lender/kind-lending-3925)**: 36 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Merced County yet.
7. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 30 FHA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
8. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 19 FHA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
9. **[Inspire Home Loans Inc.](https://lendb.ai/lender/inspire-home-loans-inc-1564276)**: 19 FHA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
10. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 16 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Merced County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/california/merced-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._