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canonical_url: https://lendb.ai/in/california/merced-county/va-loans
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# Top lenders for VA loans in Merced County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 43 funded VA home loans in Merced County, CA in 2025, 185 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (40), Veterans United Home Loans (19) and Freedom Mortgage (18). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Merced County are linked below.

## Most VA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 40 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Merced County yet.
2. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 19 VA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
3. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 18 VA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
4. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 13 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Merced County yet.
5. **[LeaderOne Financial](https://lendb.ai/lender/leaderone-financial-12007)**: 13 VA loans
   - Loan officers LenDb lists at this lender near Merced County: 9 ([Joe Stefani](https://lendb.ai/lo/joe-stefani-243316), [AJ Vasquez](https://lendb.ai/lo/aj-vasquez-1654160), [Mitchell Miller](https://lendb.ai/lo/mitchell-miller-1952991), more on the lender page)
6. **[DHI Mortgage](https://lendb.ai/lender/dhi-mortgage-14622)**: 11 VA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
7. **[American Pacific Mortgage](https://lendb.ai/lender/american-pacific-mortgage-1850)**: 5 VA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
8. **[Village Capital & Investment LLC](https://lendb.ai/lender/village-capital-investment-llc-3317)**: 5 VA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
9. **[Equity Prime Mortgage LLC](https://lendb.ai/lender/equity-prime-mortgage-llc-21116)**: 4 VA loans
   - LenDb does not list loan officers at this lender near Merced County yet.
10. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 4 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Merced County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/california/merced-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._