{
  "canonical_url": "https://lendb.ai/in/california/napa-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 36 funded FHA home loans in Napa County, CA in 2025, 113 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (21), United Wholesale Mortgage (16) and Rocket Mortgage (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Napa County are linked below.",
  "county": {
    "fips": "06055",
    "name": "Napa County",
    "state": "CA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 36,
    "lenders_10": 3,
    "loans": 113,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 276412,
            "full_name": "Jim Porter",
            "canonical_url": "https://lendb.ai/lo/jim-porter-276412",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 291245,
            "full_name": "Tim Porter",
            "canonical_url": "https://lendb.ai/lo/tim-porter-291245",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1102680,
            "full_name": "Annie Porter",
            "canonical_url": "https://lendb.ai/lo/annie-porter-1102680",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 271603,
      "name": "ALAMEDA MORTGAGE CORPORATION",
      "slug": "alameda-mortgage-corporation-271603",
      "canonical_url": "https://lendb.ai/lender/alameda-mortgage-corporation-271603",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 254502,
            "full_name": "Mark Hagler",
            "canonical_url": "https://lendb.ai/lo/mark-hagler-254502",
            "branch_city": "Napa ",
            "branch_state": "CA"
          },
          {
            "nmls_id": 583063,
            "full_name": "Kelly Hagler",
            "canonical_url": "https://lendb.ai/lo/kelly-hagler-583063",
            "branch_city": "Napa ",
            "branch_state": "CA"
          },
          {
            "nmls_id": 251774,
            "full_name": "Arlene Kraushaar",
            "canonical_url": "https://lendb.ai/lo/arlene-kraushaar-251774",
            "branch_city": "Santa Rosa",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 33,
        "people": [
          {
            "nmls_id": 214647,
            "full_name": "Tonda Herndon",
            "canonical_url": "https://lendb.ai/lo/tonda-herndon-214647",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1230939,
            "full_name": "Alexandra Beddow",
            "canonical_url": "https://lendb.ai/lo/alexandra-beddow-1230939",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 270402,
            "full_name": "George Kalis",
            "canonical_url": "https://lendb.ai/lo/george-kalis-270402",
            "branch_city": "Fairfield",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 6666,
      "name": "Envoy Mortgage",
      "slug": "envoy-mortgage-6666",
      "canonical_url": "https://lendb.ai/lender/envoy-mortgage-6666",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1775041,
            "full_name": "Zack Aukes",
            "canonical_url": "https://lendb.ai/lo/zack-aukes-1775041",
            "branch_city": "Woodland",
            "branch_state": "CA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}