{
  "canonical_url": "https://lendb.ai/in/california/orange-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 272 funded conventional home loans in Orange County, CA in 2025, 24,944 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (2,987), United Wholesale Mortgage (2,783) and U.S. Bank (1,684). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Orange County are linked below.",
  "county": {
    "fips": "06059",
    "name": "Orange County",
    "state": "CA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 272,
    "lenders_10": 155,
    "loans": 24944,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 2987,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2783,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 1684,
      "includes_brokered": false,
      "loan_officers": {
        "total": 66,
        "people": [
          {
            "nmls_id": 448092,
            "full_name": "Michael Mitchell",
            "canonical_url": "https://lendb.ai/lo/michael-mitchell-448092",
            "branch_city": "Irvine",
            "branch_state": "CA"
          },
          {
            "nmls_id": 450802,
            "full_name": "Jessica Cao",
            "canonical_url": "https://lendb.ai/lo/jessica-cao-450802",
            "branch_city": "Irvine",
            "branch_state": "CA"
          },
          {
            "nmls_id": 483925,
            "full_name": "Rosemary Carrillo",
            "canonical_url": "https://lendb.ai/lo/rosemary-carrillo-483925",
            "branch_city": "Irvine",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 405503,
      "name": "SchoolsFirst Federal Credit Union",
      "slug": "schoolsfirst-federal-credit-union-405503",
      "canonical_url": "https://lendb.ai/lender/schoolsfirst-federal-credit-union-405503",
      "loans": 1599,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 860,
      "includes_brokered": false,
      "loan_officers": {
        "total": 57,
        "people": [
          {
            "nmls_id": 933406,
            "full_name": "Robert D Ranellone",
            "canonical_url": "https://lendb.ai/lo/robert-d-ranellone-933406",
            "branch_city": "Irvine",
            "branch_state": "CA"
          },
          {
            "nmls_id": 485800,
            "full_name": "Sam Cruz",
            "canonical_url": "https://lendb.ai/lo/sam-cruz-485800",
            "branch_city": "Irvine",
            "branch_state": "CA"
          },
          {
            "nmls_id": 841162,
            "full_name": "Trey Blue",
            "canonical_url": "https://lendb.ai/lo/trey-blue-841162",
            "branch_city": "Irvine",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 691,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 167441,
      "name": "AmWest Funding Corp.",
      "slug": "amwest-funding-corp-167441",
      "canonical_url": "https://lendb.ai/lender/amwest-funding-corp-167441",
      "loans": 586,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 558,
      "includes_brokered": false,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 388801,
            "full_name": "Carol Sakaguchi",
            "canonical_url": "https://lendb.ai/lo/carol-sakaguchi-388801",
            "branch_city": "Irvine",
            "branch_state": "CA"
          },
          {
            "nmls_id": 622404,
            "full_name": "John A Fisher",
            "canonical_url": "https://lendb.ai/lo/john-a-fisher-622404",
            "branch_city": "Irvine",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1073056,
            "full_name": "Charlie Chu",
            "canonical_url": "https://lendb.ai/lo/charlie-chu-1073056",
            "branch_city": "Irvine",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 523,
      "includes_brokered": false,
      "loan_officers": {
        "total": 65,
        "people": [
          {
            "nmls_id": 481151,
            "full_name": "Tana Hester",
            "canonical_url": "https://lendb.ai/lo/tana-hester-481151",
            "branch_city": "Newport Beach",
            "branch_state": "CA"
          },
          {
            "nmls_id": 485086,
            "full_name": "Jon Margolis",
            "canonical_url": "https://lendb.ai/lo/jon-margolis-485086",
            "branch_city": "Newport Beach",
            "branch_state": "CA"
          },
          {
            "nmls_id": 111959,
            "full_name": "Sean McMenamin",
            "canonical_url": "https://lendb.ai/lo/sean-mcmenamin-111959",
            "branch_city": "Foothill Ranch",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 1649874,
      "name": "New Wave Lending Group Inc",
      "slug": "new-wave-lending-group-inc-1649874",
      "canonical_url": "https://lendb.ai/lender/new-wave-lending-group-inc-1649874",
      "loans": 519,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}