{
  "canonical_url": "https://lendb.ai/in/california/sacramento-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 130 funded FHA home loans in Sacramento County, CA in 2025, 3,025 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (730), Rocket Mortgage (226) and Kind Lending, LLC (117). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Sacramento County are linked below.",
  "county": {
    "fips": "06067",
    "name": "Sacramento County",
    "state": "CA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 130,
    "lenders_10": 55,
    "loans": 3025,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 730,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 226,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 117,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 109,
      "includes_brokered": false,
      "loan_officers": {
        "total": 37,
        "people": [
          {
            "nmls_id": 229113,
            "full_name": "Dave Barton",
            "canonical_url": "https://lendb.ai/lo/david-barton-229113",
            "branch_city": "Roseville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 283934,
            "full_name": "Lori Wray",
            "canonical_url": "https://lendb.ai/lo/lori-wray-283934",
            "branch_city": "Roseville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 285538,
            "full_name": "Mark Teran",
            "canonical_url": "https://lendb.ai/lo/mark-teran-285538",
            "branch_city": "Roseville",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 98,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 92,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 83,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 43,
        "people": [
          {
            "nmls_id": 388884,
            "full_name": "Stephany Kuennen",
            "canonical_url": "https://lendb.ai/lo/stephany-raye-kuennen-388884",
            "branch_city": "Elk Grove",
            "branch_state": "CA"
          },
          {
            "nmls_id": 277770,
            "full_name": "Troy Francis Bird",
            "canonical_url": "https://lendb.ai/lo/troy-bird-277770",
            "branch_city": "Sacramento",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1575748,
            "full_name": "Jamal Bey",
            "canonical_url": "https://lendb.ai/lo/jamal-bey-1575748",
            "branch_city": "Sacramento",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 79,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1542802,
      "name": "KBHS Home Loans, LLC",
      "slug": "kbhs-home-loans-llc-1542802",
      "canonical_url": "https://lendb.ai/lender/kbhs-home-loans-llc-1542802",
      "loans": 77,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}