{ "canonical_url": "https://lendb.ai/in/california/san-diego-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 272 funded conventional home loans in San Diego County, CA in 2025, 26,777 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (4,004), Rocket Mortgage (3,315) and U.S. Bank (1,230). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near San Diego County are linked below.", "county": { "fips": "06073", "name": "San Diego County", "state": "CA" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 272, "lenders_10": 148, "loans": 26777, "qualifies": true }, "lenders": [ { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 4004, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 3315, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 402761, "name": "U.S. Bank", "slug": "us-bank-402761", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "loans": 1230, "includes_brokered": false, "loan_officers": { "total": 16, "people": [ { "nmls_id": 12353, "full_name": "Louis Fajardo", "canonical_url": "https://lendb.ai/lo/louis-fajardo-12353", "branch_city": "San Diego", "branch_state": "CA" }, { "nmls_id": 243928, "full_name": "Lou Manfredini", "canonical_url": "https://lendb.ai/lo/lou-manfredini-243928", "branch_city": "San Diego", "branch_state": "CA" }, { "nmls_id": 490905, "full_name": "Matt Arbogast", "canonical_url": "https://lendb.ai/lo/matt-arbogast-490905", "branch_city": "San Diego", "branch_state": "CA" } ] } }, { "nmls_id": 35953, "name": "Pennymac", "slug": "pennymac-35953", "canonical_url": "https://lendb.ai/lender/pennymac-35953", "loans": 1020, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "loans": 995, "includes_brokered": false, "loan_officers": { "total": 23, "people": [ { "nmls_id": 2093902, "full_name": "Taylor Endly", "canonical_url": "https://lendb.ai/lo/taylor-endly-2093902", "branch_city": "San Diego", "branch_state": "CA" }, { "nmls_id": 1031837, "full_name": "Candy Munoz-Cisneros", "canonical_url": "https://lendb.ai/lo/candy-munoz-cisneros-1031837", "branch_city": "El Cajon", "branch_state": "CA" }, { "nmls_id": 981655, "full_name": "Stan L. Melad", "canonical_url": "https://lendb.ai/lo/stan-l-melad-981655", "branch_city": "San Diego", "branch_state": "CA" } ] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 929, "includes_brokered": false, "loan_officers": { "total": 64, "people": [ { "nmls_id": 695476, "full_name": "Cynthia Solomon", "canonical_url": "https://lendb.ai/lo/cynthia-solomon-695476", "branch_city": "San Diego", "branch_state": "CA" }, { "nmls_id": 943522, "full_name": "Josh Gullick", "canonical_url": "https://lendb.ai/lo/joshua-gullick-943522", "branch_city": "San Diego", "branch_state": "CA" }, { "nmls_id": 1849915, "full_name": "Alyssa Caliendo", "canonical_url": "https://lendb.ai/lo/alyssa-caliendo-1849915", "branch_city": "San Diego", "branch_state": "CA" } ] } }, { "nmls_id": 399807, "name": "Navy Federal Credit Union", "slug": "navy-federal-399807", "canonical_url": "https://lendb.ai/lender/navy-federal-399807", "loans": 842, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 174457, "name": "loanDepot", "slug": "loandepot-174457", "canonical_url": "https://lendb.ai/lender/loandepot-174457", "loans": 496, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1121650, "name": "The Loan Store, Inc.", "slug": "the-loan-store-inc-1121650", "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650", "loans": 491, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 399801, "name": "Wells Fargo Home Mortgage", "slug": "wells-fargo-399801", "canonical_url": "https://lendb.ai/lender/wells-fargo-399801", "loans": 476, "includes_brokered": false, "loan_officers": { "total": 16, "people": [ { "nmls_id": 1210736, "full_name": "Walter Vasquez", "canonical_url": "https://lendb.ai/lo/walter-vasquez-1210736", "branch_city": "San Diego", "branch_state": "CA" }, { "nmls_id": 291791, "full_name": "Victoria Schafer", "canonical_url": "https://lendb.ai/lo/victoria-schafer-291791", "branch_city": "San Diego", "branch_state": "CA" }, { "nmls_id": 339629, "full_name": "Yan Xu", "canonical_url": "https://lendb.ai/lo/yan-xu-339629", "branch_city": "San Diego", "branch_state": "CA" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }