{
  "canonical_url": "https://lendb.ai/in/california/san-francisco-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 183 funded conventional home loans in San Francisco County, CA in 2025, 4,685 loans in all, per HMDA, FFIEC/CFPB data. The most active were JPMorgan Chase Bank (Chase Home Lending) (552), Wells Fargo Home Mortgage (470) and Rocket Mortgage (395). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near San Francisco County are linked below.",
  "county": {
    "fips": "06075",
    "name": "San Francisco County",
    "state": "CA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 183,
    "lenders_10": 57,
    "loans": 4685,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 552,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 453548,
            "full_name": "Vivien Li",
            "canonical_url": "https://lendb.ai/lo/vivien-li-453548",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          },
          {
            "nmls_id": 242912,
            "full_name": "Pamela Chan",
            "canonical_url": "https://lendb.ai/lo/pamela-chan-242912",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 470,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 507094,
            "full_name": "Allison Ward",
            "canonical_url": "https://lendb.ai/lo/allison-ward-507094",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          },
          {
            "nmls_id": 23366,
            "full_name": "Stace Mathew Gressel",
            "canonical_url": "https://lendb.ai/lo/stace-mathew-gressel-23366",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          },
          {
            "nmls_id": 448313,
            "full_name": "David Jason Phelps",
            "canonical_url": "https://lendb.ai/lo/david-jason-phelps-448313",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 395,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 377,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 22343,
            "full_name": "Rob Spinosa",
            "canonical_url": "https://lendb.ai/lo/robert-spinosa-22343",
            "branch_city": "Mill Valley",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 287,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 273,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 484725,
            "full_name": "Cong Vuong",
            "canonical_url": "https://lendb.ai/lo/cong-vuong-484725",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          },
          {
            "nmls_id": 483427,
            "full_name": "Mya Aye",
            "canonical_url": "https://lendb.ai/lo/mya-aye-483427",
            "branch_city": "San Francisco",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 412915,
      "name": "Citibank",
      "slug": "citibank-412915",
      "canonical_url": "https://lendb.ai/lender/citibank-412915",
      "loans": 234,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 156,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 254895,
      "name": "General Mortgage Capital Corporation",
      "slug": "general-mortgage-capital-corporation-254895",
      "canonical_url": "https://lendb.ai/lender/general-mortgage-capital-corporation-254895",
      "loans": 130,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 116,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}