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canonical_url: https://lendb.ai/in/california/san-luis-obispo-county/conventional-loans
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# Top lenders for conventional loans in San Luis Obispo County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 153 funded conventional home loans in San Luis Obispo County, CA in 2025, 2,713 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guaranteed Rate (Rate) (363), United Wholesale Mortgage (362) and Rocket Mortgage (227). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near San Luis Obispo County are linked below.

## Most conventional loans funded, 2025

1. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 363 conventional loans
   - LenDb does not list loan officers at this lender near San Luis Obispo County yet.
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 362 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near San Luis Obispo County yet.
3. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 227 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near San Luis Obispo County yet.
4. **[Coastal Funding SLC, Inc.](https://lendb.ai/lender/coastal-funding-slc-inc-251821)**: 165 conventional loans
   - LenDb does not list loan officers at this lender near San Luis Obispo County yet.
5. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 144 conventional loans
   - LenDb does not list loan officers at this lender near San Luis Obispo County yet.
6. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 102 conventional loans
   - Loan officers LenDb lists at this lender near San Luis Obispo County: 2 ([Jeff Meyers](https://lendb.ai/lo/jeff-meyers-2080420), [Ken Neate](https://lendb.ai/lo/ken-neate-373607))
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 95 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near San Luis Obispo County yet.
8. **[Kind Lending, LLC](https://lendb.ai/lender/kind-lending-3925)**: 78 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near San Luis Obispo County yet.
9. **[JPMorgan Chase Bank (Chase Home Lending)](https://lendb.ai/lender/chase-399798)**: 67 conventional loans
   - Loan officers LenDb lists at this lender near San Luis Obispo County: 2 ([Michael McAvoy](https://lendb.ai/lo/michael-mcavoy-1547403), [Garet Pyle](https://lendb.ai/lo/garet-pyle-693333))
10. **[Envoy Mortgage](https://lendb.ai/lender/envoy-mortgage-6666)**: 58 conventional loans
   - Loan officers LenDb lists at this lender near San Luis Obispo County: 3 ([Juan Ramirez](https://lendb.ai/lo/juan-ramirez-1494541), [Eddie San Jose](https://lendb.ai/lo/eddie-san-jose-633240), [Steve Dinielli](https://lendb.ai/lo/stephen-dinielli-229186))

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/california/san-luis-obispo-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._