{
  "canonical_url": "https://lendb.ai/in/california/santa-barbara-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 164 funded conventional home loans in Santa Barbara County, CA in 2025, 2,843 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (277), Rocket Mortgage (240) and Guaranteed Rate (Rate) (184). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Barbara County are linked below.",
  "county": {
    "fips": "06083",
    "name": "Santa Barbara County",
    "state": "CA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 164,
    "lenders_10": 49,
    "loans": 2843,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 277,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 240,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 184,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 145,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 120,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 321843,
            "full_name": "Michele Herrera",
            "canonical_url": "https://lendb.ai/lo/michele-herrera-321843",
            "branch_city": "Santa Barbara",
            "branch_state": "CA"
          },
          {
            "nmls_id": 633239,
            "full_name": "Pauline Imano",
            "canonical_url": "https://lendb.ai/lo/pauline-imano-633239",
            "branch_city": "Santa Maria",
            "branch_state": "CA"
          },
          {
            "nmls_id": 675014,
            "full_name": "Greg Young",
            "canonical_url": "https://lendb.ai/lo/greg-young-675014",
            "branch_city": "Santa Maria",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 2185899,
      "name": "OriginPoint LLC",
      "slug": "originpoint-llc-2185899",
      "canonical_url": "https://lendb.ai/lender/originpoint-llc-2185899",
      "loans": 104,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 98,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 245778,
            "full_name": "Susan Bonanno",
            "canonical_url": "https://lendb.ai/lo/susan-bonanno-245778",
            "branch_city": "Santa Barbara",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1554876,
            "full_name": "Anthony Parra",
            "canonical_url": "https://lendb.ai/lo/anthony-parra-1554876",
            "branch_city": "Santa Barbara",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 91,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 668396,
            "full_name": "Arthur Biancone",
            "canonical_url": "https://lendb.ai/lo/arthur-biancone-668396",
            "branch_city": "Santa Barbara",
            "branch_state": "CA"
          },
          {
            "nmls_id": 670885,
            "full_name": "Doug Kromer",
            "canonical_url": "https://lendb.ai/lo/doug-kromer-670885",
            "branch_city": "Santa Maria",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 239657,
            "full_name": "George Giambo",
            "canonical_url": "https://lendb.ai/lo/george-giambo-239657",
            "branch_city": "Santa Barbara",
            "branch_state": "CA"
          },
          {
            "nmls_id": 249588,
            "full_name": "Sherri Reccord",
            "canonical_url": "https://lendb.ai/lo/sherri-reccord-249588",
            "branch_city": "Santa Barbara",
            "branch_state": "CA"
          },
          {
            "nmls_id": 448277,
            "full_name": "Grant LaViale",
            "canonical_url": "https://lendb.ai/lo/grant-laviale-448277",
            "branch_city": "Santa Barbara",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 70,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}