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canonical_url: https://lendb.ai/in/california/santa-barbara-county/conventional-loans
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# Top lenders for conventional loans in Santa Barbara County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 164 funded conventional home loans in Santa Barbara County, CA in 2025, 2,843 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (277), Rocket Mortgage (240) and Guaranteed Rate (Rate) (184). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Barbara County are linked below.

## Most conventional loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 277 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Barbara County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 240 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Barbara County yet.
3. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 184 conventional loans
   - LenDb does not list loan officers at this lender near Santa Barbara County yet.
4. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 145 conventional loans
   - LenDb does not list loan officers at this lender near Santa Barbara County yet.
5. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 120 conventional loans
   - Loan officers LenDb lists at this lender near Santa Barbara County: 6 ([Michele Herrera](https://lendb.ai/lo/michele-herrera-321843), [Pauline Imano](https://lendb.ai/lo/pauline-imano-633239), [Greg Young](https://lendb.ai/lo/greg-young-675014), more on the lender page)
6. **[OriginPoint LLC](https://lendb.ai/lender/originpoint-llc-2185899)**: 104 conventional loans
   - LenDb does not list loan officers at this lender near Santa Barbara County yet.
7. **[U.S. Bank](https://lendb.ai/lender/us-bank-402761)**: 98 conventional loans
   - Loan officers LenDb lists at this lender near Santa Barbara County: 2 ([Susan Bonanno](https://lendb.ai/lo/susan-bonanno-245778), [Anthony Parra](https://lendb.ai/lo/anthony-parra-1554876))
8. **[JPMorgan Chase Bank (Chase Home Lending)](https://lendb.ai/lender/chase-399798)**: 91 conventional loans
   - Loan officers LenDb lists at this lender near Santa Barbara County: 2 ([Arthur Biancone](https://lendb.ai/lo/arthur-biancone-668396), [Doug Kromer](https://lendb.ai/lo/doug-kromer-670885))
9. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 75 conventional loans
   - Loan officers LenDb lists at this lender near Santa Barbara County: 4 ([George Giambo](https://lendb.ai/lo/george-giambo-239657), [Sherri Reccord](https://lendb.ai/lo/sherri-reccord-249588), [Grant LaViale](https://lendb.ai/lo/grant-laviale-448277), more on the lender page)
10. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 70 conventional loans
   - LenDb does not list loan officers at this lender near Santa Barbara County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/california/santa-barbara-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._