{ "canonical_url": "https://lendb.ai/in/california/santa-clara-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 213 funded conventional home loans in Santa Clara County, CA in 2025, 16,092 loans in all, per HMDA, FFIEC/CFPB data. The most active were Wells Fargo Home Mortgage (2,675), Bank of America (1,748) and Rocket Mortgage (1,445). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Clara County are linked below.", "county": { "fips": "06085", "name": "Santa Clara County", "state": "CA" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 213, "lenders_10": 104, "loans": 16092, "qualifies": true }, "lenders": [ { "nmls_id": 399801, "name": "Wells Fargo Home Mortgage", "slug": "wells-fargo-399801", "canonical_url": "https://lendb.ai/lender/wells-fargo-399801", "loans": 2675, "includes_brokered": false, "loan_officers": { "total": 73, "people": [ { "nmls_id": 332690, "full_name": "Annie Podesta", "canonical_url": "https://lendb.ai/lo/annie-podesta-332690", "branch_city": "San Jose", "branch_state": "CA" }, { "nmls_id": 1392147, "full_name": "Katie Chang", "canonical_url": "https://lendb.ai/lo/katie-chang-1392147", "branch_city": "San Jose", "branch_state": "CA" }, { "nmls_id": 1161555, "full_name": "LeAnn Denise Wong", "canonical_url": "https://lendb.ai/lo/leann-denise-wong-1161555", "branch_city": "San Jose", "branch_state": "CA" } ] } }, { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "loans": 1748, "includes_brokered": false, "loan_officers": { "total": 66, "people": [ { "nmls_id": 429702, "full_name": "Adriana Silva", "canonical_url": "https://lendb.ai/lo/adriana-silva-429702", "branch_city": "Morgan Hill", "branch_state": "CA" }, { "nmls_id": 1762387, "full_name": "Cindy Guo", "canonical_url": "https://lendb.ai/lo/cindy-guo-1762387", "branch_city": "San Jose", "branch_state": "CA" }, { "nmls_id": 482740, "full_name": "Nick Guglielmelli", "canonical_url": "https://lendb.ai/lo/nick-guglielmelli-482740", "branch_city": "Milpitas", "branch_state": "CA" } ] } }, { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 1445, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 412915, "name": "Citibank", "slug": "citibank-412915", "canonical_url": "https://lendb.ai/lender/citibank-412915", "loans": 1268, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 402761, "name": "U.S. Bank", "slug": "us-bank-402761", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "loans": 1194, "includes_brokered": false, "loan_officers": { "total": 21, "people": [ { "nmls_id": 330696, "full_name": "Eddie Garcia", "canonical_url": "https://lendb.ai/lo/eddie-garcia-330696", "branch_city": "Los Gatos", "branch_state": "CA" }, { "nmls_id": 2038157, "full_name": "Luis Santizo", "canonical_url": "https://lendb.ai/lo/luis-santizo-2038157", "branch_city": "San Jose", "branch_state": "CA" }, { "nmls_id": 817094, "full_name": "Simona Frenkel", "canonical_url": "https://lendb.ai/lo/simona-frenkel-817094", "branch_city": "Los Gatos", "branch_state": "CA" } ] } }, { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "loans": 979, "includes_brokered": false, "loan_officers": { "total": 31, "people": [ { "nmls_id": 342475, "full_name": "Bobby Shamlou", "canonical_url": "https://lendb.ai/lo/bobby-shamlou-342475", "branch_city": "Morgan Hill", "branch_state": "CA" }, { "nmls_id": 964479, "full_name": "Moni Singh", "canonical_url": "https://lendb.ai/lo/moni-singh-964479", "branch_city": "San Jose", "branch_state": "CA" }, { "nmls_id": 666557, "full_name": "Long Nguyen", "canonical_url": "https://lendb.ai/lo/long-nguyen-666557", "branch_city": "San Jose", "branch_state": "CA" } ] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 839, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 401052, "name": "BMO Bank", "slug": "bmo-bank-401052", "canonical_url": "https://lendb.ai/lender/bmo-bank-401052", "loans": 343, "includes_brokered": false, "loan_officers": { "total": 7, "people": [ { "nmls_id": 582903, "full_name": "Jeffrey Rhodes", "canonical_url": "https://lendb.ai/lo/jeffrey-rhodes-582903", "branch_city": "Palo Alto", "branch_state": "CA" }, { "nmls_id": 748224, "full_name": "Jonathan Wyant", "canonical_url": "https://lendb.ai/lo/jonathan-wyant-748224", "branch_city": "San Jose", "branch_state": "CA" }, { "nmls_id": 667901, "full_name": "Steve Johnson", "canonical_url": "https://lendb.ai/lo/steve-johnson-667901", "branch_city": "San Jose", "branch_state": "CA" } ] } }, { "nmls_id": 275975, "name": "Googain, Inc.", "slug": "googain-inc-275975", "canonical_url": "https://lendb.ai/lender/googain-inc-275975", "loans": 308, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 446303, "name": "PNC Bank", "slug": "pnc-bank-446303", "canonical_url": "https://lendb.ai/lender/pnc-bank-446303", "loans": 299, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }