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canonical_url: https://lendb.ai/in/california/santa-clara-county/conventional-loans
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# Top lenders for conventional loans in Santa Clara County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 213 funded conventional home loans in Santa Clara County, CA in 2025, 16,092 loans in all, per HMDA, FFIEC/CFPB data. The most active were Wells Fargo Home Mortgage (2,675), Bank of America (1,748) and Rocket Mortgage (1,445). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Clara County are linked below.

## Most conventional loans funded, 2025

1. **[Wells Fargo Home Mortgage](https://lendb.ai/lender/wells-fargo-399801)**: 2675 conventional loans
   - Loan officers LenDb lists at this lender near Santa Clara County: 73 ([Annie Podesta](https://lendb.ai/lo/annie-podesta-332690), [Katie Chang](https://lendb.ai/lo/katie-chang-1392147), [LeAnn Denise Wong](https://lendb.ai/lo/leann-denise-wong-1161555), more on the lender page)
2. **[Bank of America](https://lendb.ai/lender/bank-of-america-399802)**: 1748 conventional loans
   - Loan officers LenDb lists at this lender near Santa Clara County: 66 ([Adriana Silva](https://lendb.ai/lo/adriana-silva-429702), [Cindy Guo](https://lendb.ai/lo/cindy-guo-1762387), [Nick Guglielmelli](https://lendb.ai/lo/nick-guglielmelli-482740), more on the lender page)
3. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 1445 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Clara County yet.
4. **[Citibank](https://lendb.ai/lender/citibank-412915)**: 1268 conventional loans
   - LenDb does not list loan officers at this lender near Santa Clara County yet.
5. **[U.S. Bank](https://lendb.ai/lender/us-bank-402761)**: 1194 conventional loans
   - Loan officers LenDb lists at this lender near Santa Clara County: 21 ([Eddie Garcia](https://lendb.ai/lo/eddie-garcia-330696), [Luis Santizo](https://lendb.ai/lo/luis-santizo-2038157), [Simona Frenkel](https://lendb.ai/lo/simona-frenkel-817094), more on the lender page)
6. **[JPMorgan Chase Bank (Chase Home Lending)](https://lendb.ai/lender/chase-399798)**: 979 conventional loans
   - Loan officers LenDb lists at this lender near Santa Clara County: 31 ([Bobby Shamlou](https://lendb.ai/lo/bobby-shamlou-342475), [Moni Singh](https://lendb.ai/lo/moni-singh-964479), [Long Nguyen](https://lendb.ai/lo/long-nguyen-666557), more on the lender page)
7. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 839 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Clara County yet.
8. **[BMO Bank](https://lendb.ai/lender/bmo-bank-401052)**: 343 conventional loans
   - Loan officers LenDb lists at this lender near Santa Clara County: 7 ([Jeffrey Rhodes](https://lendb.ai/lo/jeffrey-rhodes-582903), [Jonathan Wyant](https://lendb.ai/lo/jonathan-wyant-748224), [Steve Johnson](https://lendb.ai/lo/steve-johnson-667901), more on the lender page)
9. **[Googain, Inc.](https://lendb.ai/lender/googain-inc-275975)**: 308 conventional loans
   - LenDb does not list loan officers at this lender near Santa Clara County yet.
10. **[PNC Bank](https://lendb.ai/lender/pnc-bank-446303)**: 299 conventional loans
   - LenDb does not list loan officers at this lender near Santa Clara County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/california/santa-clara-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._