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canonical_url: https://lendb.ai/in/california/santa-cruz-county/conventional-loans
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# Top lenders for conventional loans in Santa Cruz County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 148 funded conventional home loans in Santa Cruz County, CA in 2025, 1,829 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (289), Rocket Mortgage (286) and United Wholesale Mortgage (135). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Cruz County are linked below.

## Most conventional loans funded, 2025

1. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 289 conventional loans
   - Loan officers LenDb lists at this lender near Santa Cruz County: 13 ([Jenny Boffy](https://lendb.ai/lo/jenny-boffy-203209), [Brian Dean](https://lendb.ai/lo/brian-dean-243411), [Jean Adams](https://lendb.ai/lo/jean-adams-254384), more on the lender page)
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 286 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
3. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 135 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
4. **[Mason McDuffie Mortgage Corporation](https://lendb.ai/lender/mason-mcduffie-mortgage-corporation-1141)**: 72 conventional loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
5. **[U.S. Bank](https://lendb.ai/lender/us-bank-402761)**: 71 conventional loans
   - Loan officers LenDb lists at this lender near Santa Cruz County: 18 ([Eddie Garcia](https://lendb.ai/lo/eddie-garcia-330696), [Simona Frenkel](https://lendb.ai/lo/simona-frenkel-817094), [Christopher Yu](https://lendb.ai/lo/christopher-yu-1006860), more on the lender page)
6. **[JPMorgan Chase Bank (Chase Home Lending)](https://lendb.ai/lender/chase-399798)**: 64 conventional loans
   - Loan officers LenDb lists at this lender near Santa Cruz County: 23 ([Moni Singh](https://lendb.ai/lo/moni-singh-964479), [Brandon Medina](https://lendb.ai/lo/brandon-medina-1021457), [David Daniel](https://lendb.ai/lo/david-daniel-359663), more on the lender page)
7. **[Wells Fargo Home Mortgage](https://lendb.ai/lender/wells-fargo-399801)**: 62 conventional loans
   - Loan officers LenDb lists at this lender near Santa Cruz County: 69 ([Annie Podesta](https://lendb.ai/lo/annie-podesta-332690), [Katie Chang](https://lendb.ai/lo/katie-chang-1392147), [LeAnn Denise Wong](https://lendb.ai/lo/leann-denise-wong-1161555), more on the lender page)
8. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 51 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.
9. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 50 conventional loans
   - Loan officers LenDb lists at this lender near Santa Cruz County: 6 ([Jayson Stebbins](https://lendb.ai/lo/jayson-stebbins-38463), [John Norgard](https://lendb.ai/lo/john-norgard-278667), [Janene Towner Chernoff](https://lendb.ai/lo/janene-towner-chernoff-287633), more on the lender page)
10. **[Premier Mortgage Resources, L.L.C.](https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169)**: 35 conventional loans
   - LenDb does not list loan officers at this lender near Santa Cruz County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/california/santa-cruz-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._