{
  "canonical_url": "https://lendb.ai/in/california/santa-cruz-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 21 funded VA home loans in Santa Cruz County, CA in 2025, 58 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (12), United Wholesale Mortgage (8) and Veterans United Home Loans (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Cruz County are linked below.",
  "county": {
    "fips": "06087",
    "name": "Santa Cruz County",
    "state": "CA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 21,
    "lenders_10": 1,
    "loans": 58,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 203209,
            "full_name": "Jenny Boffy",
            "canonical_url": "https://lendb.ai/lo/jenny-boffy-203209",
            "branch_city": "Santa Cruz",
            "branch_state": "CA"
          },
          {
            "nmls_id": 243411,
            "full_name": "Brian Dean",
            "canonical_url": "https://lendb.ai/lo/brian-dean-243411",
            "branch_city": "Santa Cruz",
            "branch_state": "CA"
          },
          {
            "nmls_id": 254384,
            "full_name": "Jean Adams",
            "canonical_url": "https://lendb.ai/lo/jean-adams-254384",
            "branch_city": "Santa Cruz",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1141,
      "name": "Mason McDuffie Mortgage Corporation",
      "slug": "mason-mcduffie-mortgage-corporation-1141",
      "canonical_url": "https://lendb.ai/lender/mason-mcduffie-mortgage-corporation-1141",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 391521,
      "name": "Lakeview Loan Servicing, LLC",
      "slug": "lakeview-loan-servicing-llc-391521",
      "canonical_url": "https://lendb.ai/lender/lakeview-loan-servicing-llc-391521",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 582966,
            "full_name": "Gina Larson",
            "canonical_url": "https://lendb.ai/lo/gina-larson-582966",
            "branch_city": "Pebble Beach",
            "branch_state": "CA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}