{
  "canonical_url": "https://lendb.ai/in/california/ventura-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 203 funded conventional home loans in Ventura County, CA in 2025, 6,814 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (885), United Wholesale Mortgage (749) and Pennymac (262). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ventura County are linked below.",
  "county": {
    "fips": "06111",
    "name": "Ventura County",
    "state": "CA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 203,
    "lenders_10": 95,
    "loans": 6814,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 885,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 749,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 262,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 218,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 606251,
            "full_name": "Oscar Fernandez",
            "canonical_url": "https://lendb.ai/lo/oscar-fernandez-606251",
            "branch_city": "Ventura",
            "branch_state": "CA"
          },
          {
            "nmls_id": 248147,
            "full_name": "Erik Larsen",
            "canonical_url": "https://lendb.ai/lo/erik-larsen-248147",
            "branch_city": "Moorpark",
            "branch_state": "CA"
          },
          {
            "nmls_id": 448203,
            "full_name": "Jeff Foster",
            "canonical_url": "https://lendb.ai/lo/jeff-foster-448203",
            "branch_city": "Thousand Oaks",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 215,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 244919,
            "full_name": "Mark Johnson",
            "canonical_url": "https://lendb.ai/lo/mark-johnson-244919",
            "branch_city": "Camarillo",
            "branch_state": "CA"
          },
          {
            "nmls_id": 450487,
            "full_name": "Manny Ayala",
            "canonical_url": "https://lendb.ai/lo/manny-ayala-450487",
            "branch_city": "Camarillo",
            "branch_state": "CA"
          },
          {
            "nmls_id": 453578,
            "full_name": "Veronica Huizar",
            "canonical_url": "https://lendb.ai/lo/veronica-huizar-453578",
            "branch_city": "Camarillo",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 2427,
      "name": "Golden Empire Mortgage, Inc.",
      "slug": "golden-empire-mortgage-inc-2427",
      "canonical_url": "https://lendb.ai/lender/golden-empire-mortgage-inc-2427",
      "loans": 191,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 1256580,
            "full_name": "Noah Villasenor",
            "canonical_url": "https://lendb.ai/lo/noah-villasenor-1256580",
            "branch_city": "Ventura",
            "branch_state": "CA"
          },
          {
            "nmls_id": 51215,
            "full_name": "Carl H Harrison III",
            "canonical_url": "https://lendb.ai/lo/carl-h-harrison-iii-51215",
            "branch_city": "Oxnard",
            "branch_state": "CA"
          },
          {
            "nmls_id": 234626,
            "full_name": "Frank Salazar",
            "canonical_url": "https://lendb.ai/lo/frank-salazar-234626",
            "branch_city": "Oxnard",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 178,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 459536,
            "full_name": "Eric C. Sevilla",
            "canonical_url": "https://lendb.ai/lo/eric-c-sevilla-459536",
            "branch_city": "Ventura",
            "branch_state": "CA"
          },
          {
            "nmls_id": 323446,
            "full_name": "Dustin Cruz",
            "canonical_url": "https://lendb.ai/lo/dustin-cruz-323446",
            "branch_city": "Thousand Oaks",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1970674,
            "full_name": "Hal Friedman",
            "canonical_url": "https://lendb.ai/lo/hal-friedman-1970674",
            "branch_city": "Westlake Village",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 162,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 390282,
            "full_name": "Wendy Russell",
            "canonical_url": "https://lendb.ai/lo/wendy-russell-390282",
            "branch_city": "Ventura",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1406196,
            "full_name": "Brian Farwell",
            "canonical_url": "https://lendb.ai/lo/brian-farwell-1406196",
            "branch_city": "Westlake Village",
            "branch_state": "CA"
          },
          {
            "nmls_id": 633111,
            "full_name": "Jennifer Sherman",
            "canonical_url": "https://lendb.ai/lo/jennifer-sherman-633111",
            "branch_city": "Simi Valley",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 126,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1464945,
      "name": "Spring EQ, LLC",
      "slug": "spring-eq-llc-1464945",
      "canonical_url": "https://lendb.ai/lender/spring-eq-llc-1464945",
      "loans": 123,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}