{
  "canonical_url": "https://lendb.ai/in/california/ventura-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 97 funded FHA home loans in Ventura County, CA in 2025, 761 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (146), Rocket Mortgage (70) and Pennymac (29). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ventura County are linked below.",
  "county": {
    "fips": "06111",
    "name": "Ventura County",
    "state": "CA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 97,
    "lenders_10": 17,
    "loans": 761,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 146,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 70,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 29,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1019,
      "name": "MLD Mortgage Inc.",
      "slug": "mld-mortgage-inc-1019",
      "canonical_url": "https://lendb.ai/lender/mld-mortgage-inc-1019",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2125,
      "name": "OCMBC, INC.",
      "slug": "ocmbc-inc-2125",
      "canonical_url": "https://lendb.ai/lender/ocmbc-inc-2125",
      "loans": 27,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 362312,
      "name": "ML Mortgage Corp.",
      "slug": "ml-mortgage-corp-362312",
      "canonical_url": "https://lendb.ai/lender/ml-mortgage-corp-362312",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2427,
      "name": "Golden Empire Mortgage, Inc.",
      "slug": "golden-empire-mortgage-inc-2427",
      "canonical_url": "https://lendb.ai/lender/golden-empire-mortgage-inc-2427",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 1256580,
            "full_name": "Noah Villasenor",
            "canonical_url": "https://lendb.ai/lo/noah-villasenor-1256580",
            "branch_city": "Ventura",
            "branch_state": "CA"
          },
          {
            "nmls_id": 51215,
            "full_name": "Carl H Harrison III",
            "canonical_url": "https://lendb.ai/lo/carl-h-harrison-iii-51215",
            "branch_city": "Oxnard",
            "branch_state": "CA"
          },
          {
            "nmls_id": 234626,
            "full_name": "Frank Salazar",
            "canonical_url": "https://lendb.ai/lo/frank-salazar-234626",
            "branch_city": "Oxnard",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 241911,
      "name": "Augusta Financial, Inc.",
      "slug": "augusta-financial-inc-241911",
      "canonical_url": "https://lendb.ai/lender/augusta-financial-inc-241911",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}