{
  "canonical_url": "https://lendb.ai/in/california/yolo-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 35 funded VA home loans in Yolo County, CA in 2025, 128 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (30), Veterans United Home Loans (15) and loanDepot (10). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Yolo County are linked below.",
  "county": {
    "fips": "06113",
    "name": "Yolo County",
    "state": "CA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 35,
    "lenders_10": 3,
    "loans": 128,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 214647,
            "full_name": "Tonda Herndon",
            "canonical_url": "https://lendb.ai/lo/tonda-herndon-214647",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 1230939,
            "full_name": "Alexandra Beddow",
            "canonical_url": "https://lendb.ai/lo/alexandra-beddow-1230939",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 221541,
            "full_name": "Manuel Prado",
            "canonical_url": "https://lendb.ai/lo/manuel-prado-221541",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 308796,
            "full_name": "Carolyn Gregory",
            "canonical_url": "https://lendb.ai/lo/carolyn-gregory-308796",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 448590,
            "full_name": "Kristina Renee Bailey",
            "canonical_url": "https://lendb.ai/lo/kristina-bailey-448590",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          },
          {
            "nmls_id": 453286,
            "full_name": "Joanne Hender",
            "canonical_url": "https://lendb.ai/lo/joanne-hender-453286",
            "branch_city": "Vacaville",
            "branch_state": "CA"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}