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canonical_url: https://lendb.ai/in/colorado/garfield-county/fha-loans
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# Top lenders for FHA loans in Garfield County, CO

These are lenders, not loan officers. Of the lenders LenDb lists, 34 funded FHA home loans in Garfield County, CO in 2025, 136 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (23), United Wholesale Mortgage (21) and Bay Equity Home Loans (11). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Garfield County are linked below.

## Most FHA loans funded, 2025

1. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 23 FHA loans
   - Loan officers LenDb lists at this lender near Garfield County: 2 ([Jennifer Stepisnik](https://lendb.ai/lo/jennifer-stepisnik-1721200), [Steven Zoller](https://lendb.ai/lo/steven-zoller-420623))
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 21 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Garfield County yet.
3. **[Bay Equity Home Loans](https://lendb.ai/lender/bay-equity-home-loans-76988)**: 11 FHA loans
   - LenDb does not list loan officers at this lender near Garfield County yet.
4. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 9 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Garfield County yet.
5. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 6 FHA loans
   - LenDb does not list loan officers at this lender near Garfield County yet.
6. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 6 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Garfield County yet.
7. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 5 FHA loans
   - LenDb does not list loan officers at this lender near Garfield County yet.
8. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 5 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Garfield County yet.
9. **[Loan Simple, Inc.](https://lendb.ai/lender/loan-simple-inc-3032)**: 5 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Garfield County yet.
10. **[Gold Star Mortgage Financial Group](https://lendb.ai/lender/gold-star-mortgage-financial-group-3446)**: 4 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Garfield County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/colorado/garfield-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._