{
  "canonical_url": "https://lendb.ai/in/colorado/montrose-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 69 funded conventional home loans in Montrose County, CO in 2025, 512 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (154), Rocket Mortgage (60) and United Wholesale Mortgage (40). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Montrose County are linked below.",
  "county": {
    "fips": "08085",
    "name": "Montrose County",
    "state": "CO"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 69,
    "lenders_10": 11,
    "loans": 512,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 154,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 139288,
            "full_name": "Jake Mott",
            "canonical_url": "https://lendb.ai/lo/jake-mott-139288",
            "branch_city": "Montrose",
            "branch_state": "CO"
          },
          {
            "nmls_id": 1743234,
            "full_name": "Kayrell Moore",
            "canonical_url": "https://lendb.ai/lo/kayrell-moore-1743234",
            "branch_city": "Delta",
            "branch_state": "CO"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 60,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 40,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2258,
      "name": "Cornerstone Home Lending",
      "slug": "cornerstone-home-lending-2258",
      "canonical_url": "https://lendb.ai/lender/cornerstone-home-lending-2258",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 113054,
      "name": "The Mortgage Link, Inc.",
      "slug": "the-mortgage-link-inc-113054",
      "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 199718,
            "full_name": "Lynn Whipple",
            "canonical_url": "https://lendb.ai/lo/lynn-whipple-199718",
            "branch_city": "Montrose",
            "branch_state": "CO"
          }
        ]
      }
    },
    {
      "nmls_id": 1063,
      "name": "Triad Financial Services, Inc.",
      "slug": "triad-financial-services-inc-1063",
      "canonical_url": "https://lendb.ai/lender/triad-financial-services-inc-1063",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1937279,
      "name": "NextMortgage, LLC",
      "slug": "nextmortgage-llc-1937279",
      "canonical_url": "https://lendb.ai/lender/nextmortgage-llc-1937279",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}