{
  "canonical_url": "https://lendb.ai/in/colorado/montrose-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Montrose County, CO in 2025, 4 loans in all, per HMDA, FFIEC/CFPB data. The most active were Cornerstone Home Lending (1), Guild Mortgage (1) and Gold Star Mortgage Financial Group (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Montrose County are linked below.",
  "county": {
    "fips": "08085",
    "name": "Montrose County",
    "state": "CO"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 4,
    "lenders_10": 0,
    "loans": 4,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2258,
      "name": "Cornerstone Home Lending",
      "slug": "cornerstone-home-lending-2258",
      "canonical_url": "https://lendb.ai/lender/cornerstone-home-lending-2258",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 139288,
            "full_name": "Jake Mott",
            "canonical_url": "https://lendb.ai/lo/jake-mott-139288",
            "branch_city": "Montrose",
            "branch_state": "CO"
          },
          {
            "nmls_id": 1743234,
            "full_name": "Kayrell Moore",
            "canonical_url": "https://lendb.ai/lo/kayrell-moore-1743234",
            "branch_city": "Delta",
            "branch_state": "CO"
          }
        ]
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1937279,
      "name": "NextMortgage, LLC",
      "slug": "nextmortgage-llc-1937279",
      "canonical_url": "https://lendb.ai/lender/nextmortgage-llc-1937279",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}