{
  "canonical_url": "https://lendb.ai/in/connecticut/lower-connecticut-river-valley-planning-region/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 2 funded USDA home loans in Lower Connecticut River Valley Planning Region, CT in 2025, 13 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (12) and Total Mortgage Services (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lower Connecticut River Valley Planning Region are linked below.",
  "county": {
    "fips": "09130",
    "name": "Lower Connecticut River Valley Planning Region",
    "state": "CT"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 2,
    "lenders_10": 1,
    "loans": 13,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 12601,
            "full_name": "Mary Beth Bain",
            "canonical_url": "https://lendb.ai/lo/mary-beth-bain-12601",
            "branch_city": "Middletown",
            "branch_state": "CT"
          },
          {
            "nmls_id": 529133,
            "full_name": "Anna Podkowiak",
            "canonical_url": "https://lendb.ai/lo/anna-podkowiak-529133",
            "branch_city": "New Britain",
            "branch_state": "CT"
          },
          {
            "nmls_id": 1635038,
            "full_name": "Michelle Winiewicz",
            "canonical_url": "https://lendb.ai/lo/michelle-winiewicz-1635038",
            "branch_city": "New Britain",
            "branch_state": "CT"
          }
        ]
      }
    },
    {
      "nmls_id": 2764,
      "name": "Total Mortgage Services",
      "slug": "total-mortgage-services-2764",
      "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 81465,
            "full_name": "Haley Berry",
            "canonical_url": "https://lendb.ai/lo/haley-berry-81465",
            "branch_city": "Niantic",
            "branch_state": "CT"
          },
          {
            "nmls_id": 149795,
            "full_name": "Jay Johnston",
            "canonical_url": "https://lendb.ai/lo/jay-johnston-149795",
            "branch_city": "Niantic",
            "branch_state": "CT"
          },
          {
            "nmls_id": 750413,
            "full_name": "Stacy Riley",
            "canonical_url": "https://lendb.ai/lo/stacy-riley-750413",
            "branch_city": "Niantic",
            "branch_state": "CT"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}