{
  "canonical_url": "https://lendb.ai/in/delaware/kent-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 84 funded FHA home loans in Kent County, DE in 2025, 832 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (83), Pike Creek Mortgage Services, Inc. (74) and Rocket Mortgage (53). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kent County are linked below.",
  "county": {
    "fips": "10001",
    "name": "Kent County",
    "state": "DE"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 84,
    "lenders_10": 21,
    "loans": 832,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 83,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 130829,
      "name": "Pike Creek Mortgage Services, Inc.",
      "slug": "pike-creek-mortgage-services-inc-130829",
      "canonical_url": "https://lendb.ai/lender/pike-creek-mortgage-services-inc-130829",
      "loans": 74,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 53,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 52,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 476381,
            "full_name": "Carol Smith",
            "canonical_url": "https://lendb.ai/lo/carol-smith-476381",
            "branch_city": "Middletown",
            "branch_state": "DE"
          },
          {
            "nmls_id": 900029,
            "full_name": "Amanda Broomall",
            "canonical_url": "https://lendb.ai/lo/amanda-broomall-900029",
            "branch_city": "Middletown",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1433787,
            "full_name": "Chris Grady",
            "canonical_url": "https://lendb.ai/lo/christopher-grady-1433787",
            "branch_city": "Middletown",
            "branch_state": "DE"
          }
        ]
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 44,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 42,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 161495,
            "full_name": "Susie Montague",
            "canonical_url": "https://lendb.ai/lo/susanne-montague-161495",
            "branch_city": "Dover",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1722079,
            "full_name": "Martha Pfeiffer",
            "canonical_url": "https://lendb.ai/lo/martha-pfeiffer-1722079",
            "branch_city": "Dover",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1851124,
            "full_name": "Meghan Shockley",
            "canonical_url": "https://lendb.ai/lo/meghan-shockley-1851124",
            "branch_city": "Dover",
            "branch_state": "DE"
          }
        ]
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}