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canonical_url: https://lendb.ai/in/florida/bay-county
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# Mortgage lenders in Bay County, FL

Lenders LenDb lists funded 2,034 conventional, 741 FHA, 1,069 VA and 23 USDA home loans in Bay County, FL in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Bay County. These are lender counts, not loan officer counts.

## By loan type

- [Top lenders for conventional loans in Bay County, FL](https://lendb.ai/in/florida/bay-county/conventional-loans): 2034 loans from 171 lenders
- [Top lenders for FHA loans in Bay County, FL](https://lendb.ai/in/florida/bay-county/fha-loans): 741 loans from 89 lenders
- [Top lenders for VA loans in Bay County, FL](https://lendb.ai/in/florida/bay-county/va-loans): 1069 loans from 89 lenders
- [Top lenders for USDA loans in Bay County, FL](https://lendb.ai/in/florida/bay-county/usda-loans): 23 loans from 12 lenders

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/florida/bay-county.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._