{
  "canonical_url": "https://lendb.ai/in/florida/bay-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 171 funded conventional home loans in Bay County, FL in 2025, 2,034 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (272), United Wholesale Mortgage (176) and Acrisure Mortgage (formerly FBC Mortgage) (107). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bay County are linked below.",
  "county": {
    "fips": "12005",
    "name": "Bay County",
    "state": "FL"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 171,
    "lenders_10": 45,
    "loans": 2034,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 272,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 176,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 152859,
      "name": "Acrisure Mortgage (formerly FBC Mortgage)",
      "slug": "acrisure-mortgage-152859",
      "canonical_url": "https://lendb.ai/lender/acrisure-mortgage-152859",
      "loans": 107,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 98,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 87,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 254726,
            "full_name": "Marisa Clark",
            "canonical_url": "https://lendb.ai/lo/marisa-clark-254726",
            "branch_city": "Panama City",
            "branch_state": "FL"
          },
          {
            "nmls_id": 554943,
            "full_name": "Stacey Grimes",
            "canonical_url": "https://lendb.ai/lo/stacey-grimes-554943",
            "branch_city": "Panama City",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1749240,
            "full_name": "Lindsey Chapman",
            "canonical_url": "https://lendb.ai/lo/lindsey-chapman-1749240",
            "branch_city": "Panama City",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 174490,
      "name": "Regions Bank",
      "slug": "regions-bank-174490",
      "canonical_url": "https://lendb.ai/lender/regions-bank-174490",
      "loans": 80,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1326437,
      "name": "LendSure Mortgage Corp.",
      "slug": "lendsure-mortgage-corp-1326437",
      "canonical_url": "https://lendb.ai/lender/lendsure-mortgage-corp-1326437",
      "loans": 77,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 18258,
            "full_name": "Mark H Saraf",
            "canonical_url": "https://lendb.ai/lo/mark-h-saraf-18258",
            "branch_city": "Panama City Beach",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 52,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}