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canonical_url: https://lendb.ai/in/florida/bay-county/fha-loans
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# Top lenders for FHA loans in Bay County, FL

These are lenders, not loan officers. Of the lenders LenDb lists, 89 funded FHA home loans in Bay County, FL in 2025, 741 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (192), United Wholesale Mortgage (100) and Rocket Mortgage (60). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bay County are linked below.

## Most FHA loans funded, 2025

1. **[DHI Mortgage](https://lendb.ai/lender/dhi-mortgage-14622)**: 192 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 100 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
3. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 60 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
4. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 35 FHA loans
   - Loan officers LenDb lists at this lender near Bay County: 4 ([Marisa Clark](https://lendb.ai/lo/marisa-clark-254726), [Stacey Grimes](https://lendb.ai/lo/stacey-grimes-554943), [Lindsey Chapman](https://lendb.ai/lo/lindsey-chapman-1749240), more on the lender page)
5. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 33 FHA loans
   - Loan officers LenDb lists at this lender near Bay County: 2 ([Kathy Hallmon](https://lendb.ai/lo/katharine-hallmon-754318), [Steve Dick](https://lendb.ai/lo/steven-dick-284217))
6. **[POINT MORTGAGE CORPORATION](https://lendb.ai/lender/point-mortgage-corporation-231073)**: 21 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 16 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
8. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 14 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
9. **[Equity Prime Mortgage LLC](https://lendb.ai/lender/equity-prime-mortgage-llc-21116)**: 13 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
10. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 12 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/florida/bay-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._