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canonical_url: https://lendb.ai/in/florida/bay-county/va-loans
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# Top lenders for VA loans in Bay County, FL

These are lenders, not loan officers. Of the lenders LenDb lists, 89 funded VA home loans in Bay County, FL in 2025, 1,069 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (235), United Wholesale Mortgage (135) and Veterans United Home Loans (130). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bay County are linked below.

## Most VA loans funded, 2025

1. **[DHI Mortgage](https://lendb.ai/lender/dhi-mortgage-14622)**: 235 VA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 135 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
3. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 130 VA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
4. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 61 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
5. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 51 VA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
6. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 50 VA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
7. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 44 VA loans
   - Loan officers LenDb lists at this lender near Bay County: 4 ([Marisa Clark](https://lendb.ai/lo/marisa-clark-254726), [Stacey Grimes](https://lendb.ai/lo/stacey-grimes-554943), [Lindsey Chapman](https://lendb.ai/lo/lindsey-chapman-1749240), more on the lender page)
8. **[Acrisure Mortgage (formerly FBC Mortgage)](https://lendb.ai/lender/acrisure-mortgage-152859)**: 27 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
9. **[Wells Fargo Home Mortgage](https://lendb.ai/lender/wells-fargo-399801)**: 27 VA loans
   - Loan officers LenDb lists at this lender near Bay County: 1 ([Mark H Saraf](https://lendb.ai/lo/mark-h-saraf-18258))
10. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 20 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/florida/bay-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._